39% of U.S. consumers used AI for at least one payment-related activity in the three months prior to April 2026
Source: PYMNTS: AI-Driven Pay Later: Consumers Want Guidance, Not Unfettered Control — PYMNTS (2026)
Cite as: PYMNTS. (2026). PYMNTS: AI-Driven Pay Later: Consumers Want Guidance, Not Unfettered Control. Retrieved from https://research.agilebrandguide.com/research/pymnts-ai-driven-pay-later-consumers-want-guidance-not-unfettered-control